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Federal Direct Parent Plus Loan
Requirements & Application

IMPORTANT NOTES

  1. It is not necessary to select a lender for the Federal Direct Parent PLUS loan. NRCC is a Direct Lending school and the Parent PLUS loan will be set up with the Federal Direct Loan Program through the U.S. Department of Education.
  2. The Parent PLUS loan will accrue interest once the loan disburses and repayment will begin approximately two months after the full loan disburses. If uneven loan amounts are requested in fall and spring semesters, repayment will begin earlier. Parent PLUS loan borrowers have the option of deferring repayment until after the student ceases to be enrolled half time (6 credit hours). This deferment may be extended into the 6-month period after the student ceases to be enrolled at least half time. Parent borrowers must call the Student Loan Support Center 800-557-7394 to request a deferment.
  3. The Parent PLUS MPN must be completed for the initial Parent PLUS loan, but not for subsequent loans. However, if the Parent PLUS borrower changes, the new borrower must complete a MPN using their assigned FSA Username and password. Applicants who are determined to have an adverse credit history, but who qualify for a Direct PLUS Loan by documenting extenuating circumstances or obtaining an endorser, must complete loan counseling on the Department of Education’s StudentLoans.gov Web site.
  4. The FAFSA and Parent PLUS Loan Application must be completed each year.
  5. Approval or denial of the Parent PLUS Loan is given by Direct Loans and not NRCC.
  6. If the Parent PLUS loan is denied and the parent does not wish to seek an endorser, a student may request an additional unsubsidized loan in their name by completing the Federal Direct Loan Request Form at https://www.nr.edu/fa/loan/apply.php.
  7. All requirements must be complete before the Parent PLUS Loan funds can be disbursed. Failure to complete all requirements will result in a delay in loan disbursements and possible cancellations of the loan. Students can check for processing requirements through the “My Accounts” link on our website (www.nr.edu ).
  8. Parents have the right to cancel all or part of the Parent PLUS loan prior to the first day of the semester or within 14 days of notification of the loan. Parents may also reduce the amount of the PLUS loan or cancel a future disbursement by submitting a written statement to the Financial Aid Office as soon as possible before disbursement.



2021-2022 Federal Direct Parent PLUS Loan Application


Non-Discrimination Statement:
New River Community College does not discriminate on the basis of race, color, national origin, sex, disability, or age in its programs and activities.

The following person has been designated to handle inquiries regarding the non-discrimination policies: Dr. Mark C. Rowh, Vice President for Workforce Development and External Relations, 217 Edwards Hall, 540-674-3600, ext. 4241. Inquiries concerning Title IX (sexual harassment, sexual assault/domestic violence/dating violence, and stalking) may be directed to Dr. Deborah Kennedy, Dean of Student Services, 268 Rooker Hall, 540-674-3690. or, Deputy Title IX Coordinator, Mr. John Bowler, Academic Advisor for the Center of Disability Services, 115 Uptown Christiansburg Site (formerly NRV Mall), 540-674-3600, ext. 4418. Inquiries concerning ADA and Section 504 may be directed to Lucy Howlett, Coordinator of the Center for Disability Services, Advising Center, 275 Rooker Hall, V/TTY 540-674-3619

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  •  5251 College Drive
  •  Dublin, VA 24084
  •  (540) 674-3600
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  •  Christiansburg, VA 24073
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