Money Tight? Here are some tips!

  1. Always make a list before you go shopping.  Impulse purchases are cut to a minimum when you hit the store with a plan in hand.
  2. Invite friends over for a pot luck instead of meeting at a restaurant for dinner.  If everyone brings something, no one has to spend much money and you still have a great time with friends.
  3. With the new tax on cigarettes, now is the time to quit!  You will save a ton of money and won’t get so winded when you have to walk from the far corner of the WalMart parking lot on the Saturday before a holiday.
  4. Clean your car’s air filter.  You would be amazed at how much gas you can save with just some simple vehicle maintenance.
  5. Don’t go shopping when you are stressed, angry or sad.  You will just spend money on stuff you don’t need and you will still have the original problem.  Instead of shopping therapy, call a friend, go for a walk or visit the pet shelter to walk the dogs.
  6. Take care of your health to save on doctor visits.  Wash your hands more, use care when cleaning and cooking food and avoid crowded places during flu season.
  7. If you buy things online, remove your credit card information from the “One Click” (TM) options.  Sometimes just taking the time to go find the card and type in the number will be sufficient to convince you that you really don’t need this video game, MP3 player, CD, etc. right now.
  8. Take all of the clothes out of your closet and dresser and that storage box in the basement and take inventory.  It is easy to just run out and buy another black tank top even though you know you have one somewhere.  If you can find what you need, duplicates are not necessary.
  9. Have a yard sale.  Gather all the things that are cluttering up your home and have a sale.  Go in with friends or relatives and have a big sale to share the costs of the newspaper ad and signs.
  10. Use less of everything.  America is the most wasteful society in the world and that costs you money.  Turn off lights when you leave a room, take shorter showers, combine errands to cut down on car trips, use fewer paper towels and napkins and resist the little individual packages of anything.  You will notice more money in your pocket and less trash in your can.

About Pam Linkous

Editor of my high school newspaper back when papers were carved into stone tablets and delivered by oxen, I now spend my days unraveling the mysteries of Blackboard (like, you mean my instructor has my paper NOW...I just accidently pressed enter....oh noooooo) and trying to understand how textbooks today cost more than tuition did when I went to college the first time. Despite needing several more hours per day to get everything done (who do I e-mail, Facebook, blog about that?), I still love to write and am willing to take on assignments that do not require staying up past my bedtime.
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